If you are interested in starting the process to purchase a new home, your realtor will advise you to get pre-approved with a mortgage lender first.

pre app

Your mortgage lender will require personal information and documents, to offer a preapproval.  The short list is:

  • Loan application with Credit Report
  • Last two years tax returns
  • Last two pay stubs
  • Last two months bank statements

Of course, more might be required under certain circumstances.  Examples are Corporate Tax returns, proof of additional income (SS, Alimony, child support, etc.), if applicable.

Gather these documents and have them ready for your Loan Officer.